All-In-One Money Snapshot: The Ultimate Net Worth and Expenses Tracker - Personal Finance
If you opened your bank accounts today… would you actually know where you stand financially?
Most people don’t. They have money coming in, money going out, but no clear picture of:
- how much they’re really worth
- where their money is leaking
- whether they’re moving forward or treading water
This tracker fixes that in under 10 minutes. It's easy to get started and even simpler to maintain.
This sheet helps you:
✔ See your true net worth in one place
✔ Understand exactly where your money goes each month
✔ Spot overspending and silent leaks instantly
✔ Track progress month over month (without budgeting burnout)
✔ Replace anxiety with clarity and control
No complicated formulas. No 17 tabs. No finance degree required.
This is for you if you:
- feel behind but don’t know how behind
- want clarity before making big money moves
- are tired of guessing whether you’re “doing okay”
- want a monthly money ritual that takes less than 10 minutes
This is not a “get rich quick” tool. It’s a get honest, get clear, get in control tool.
How it works
- Download the spreadsheet
- Enter your assets, debts, income, and expenses
- Instantly see your net worth and cash flow visualized
- Update it once per month to track real progress
That’s it.
Important (and honest) note
This is a manual template, not an automated app. You enter your own numbers, and that’s intentional. "And why is this $19?" Financial apps charge $10/month forever ($120/year). They sell your data and disconnect constantly. You pay for the Money Snapshot once. You own it forever. No subscriptions. No data selling. Just clarity.